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Health care insurance policy premium rates are expected to go up by as much as 60% in 2016, according to recent news reports.

In 2014, the average health insurance health care insurance premium rates for a 40-year old non-smoker ranged from $200/month to more than $600/month ($2,400 to $7,200/year), depending on state and individual plans.

The "Affordable Care Act" (ACA), commonly known as "Obamacare" for being President Obama’s signature legislation, went into effect in December, 2009.

Related Links Obamacare sticker shock: Big rate hikes proposed for 2016 - CNN Health Insurance Premiums and Increases - National Conference of State Legislatures President Obama: ‘I will sign a universal health care bill into law by the end of my first term as president that will cover every American and cut the cost of a typical family's premium by up to $2,500 a year.’ - YouTube video, 2009 President Obama: ‘If you like your health care plan, you can keep it’ - YouTube video President Obama: Your Premiums Will Go Down Under Obamacare - Politifact Truth-o-Meter